Keep More of What’s Yours During the Divorce Process


Duncan E. White, Owner
Inkpointe Divorce Solutions, LLC

IRMO, SC –As soon as you begin to contemplate a divorce, the nauseating, panic-attack-inducing realization of losing half of your money kicks in and you find yourself wondering if it’s even worth it. Why even consider leaving if you’re just going to end up broke and starving anyway?

There are ways to ensure that your financial future is not destined for failure. Most importantly, get a financial advisor that specializes in divorce on your team so that you are fully informed of all the creative settlement possibilities that may be available to you.

A couple married 24 years were referred together to a colleague for assistance with their divorce. They had gone to an attorney together and were completely amicable entering the divorce process. The attorney made it clear that he could only do their document preparation since he was ethically bound to represent only one party. That was ok, but they asked how they would determine their property division. He responded, “This is a community property state, so we’ll just divide everything 50/50.” The couple just didn’t feel like that was the smart thing to do. They were referred to a Certified Divorce Financial Analyst® (CDFA®), to explore additional options.

After gathering their financial documents and completing the analysis, the CDFA® put together two reports for the clients. The first reflected an exact 50/50 split as the attorney had suggested. The second was a creative settlement solution that also resulted in a net 50/50 split but took into consideration tax planning and consequences as well as the needs of each party as they planned for the next phase of their lives.

This couple didn’t have a huge net worth, but the creative settlement solution resulted in a significant increase to the bottom line for both parties –all because some financial intelligence was used to determine their settlement. Needless to say, the couple was thrilled knowing that they were able to walk away with more money than if they had listened to the attorney’s simplistic idea of a 50/50 split.

Don’t go blindly into this process! There are so many options that could help both of you keep more of your own money. Get the right professionals on your team. We’d love to help so, call us today!


Duncan E. White is a Certified Divorce Financial Analyst (CDFA®) and has been a licensed financial advisor since 2010. He leads a Second Saturday Divorce Workshop each month for the benefit of those seeking information about the divorce process.

For more information, click here.

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. LPL Financial and Inkpointe Divorce Solutions do not offer tax, legal or mortgage lending services or advice.